Spain net salary calculator 2026
Enter your annual gross salary to see what you take home each month after social security and IRPF, and what you cost the employer.
Rates for 2026
How we calculate net pay
Employee social security comes off first: 4.7% common contingencies, 1.55% unemployment, 0.1% vocational training and 0.15% MEI. The monthly contribution base runs from €1,424.40 to €5,101.20.
Then IRPF withholding: social security and €2,000 of expenses come off the annual gross, a reduction applies to low earners, and the tax comes from the general scale minus the personal and family minimum (€5,550 plus your children's).
FAQ
What is the minimum wage in Spain in 2026?
The SMI is €1,221 a month in 14 payments, or €17,094 a year.
What is the difference between 12 and 14 payments?
The annual gross is the same. With 14 you get two extra payments (usually summer and Christmas) and each payment is smaller; with 12 the extras are spread out.